Certainly, I can provide a more detailed template for Terms and Conditions. Remember, this is a generic template and should be tailored to fit your specific business requirements. It's essential to consult with a legal professional to ensure it fully complies with applicable laws and regulations, especially for specific industries or online services.

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Terms and Conditions:

1. Introduction

Welcome to SBI Agency. By accessing our website, services, or products, you agree to be bound by these terms and conditions. Please read them carefully.

2. Use of Service

The services provided by SBI Agency are for your personal and non-commercial use. You agree not to misuse the services or help anyone else do so.

3. Account Registration and Use

To access certain features of our service, you may need to create an account. You are responsible for safeguarding your account, and you should notify us immediately of any unauthorized use of your account.

4. Intellectual Property Rights

All content on https://sbiagency.net/, including text, graphics, logos, and software, is the property of SBI Agency or its content suppliers and protected by international copyright laws.

5. User-Generated Content

If you post, upload, or otherwise make available any content on our platform, you grant SBI Agency a non-exclusive, royalty-free license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through our service.

6. Prohibited Uses of Numbers

You are provided with local and toll-free numbers for the purpose of using certain features in our software. Misuse of these numbers, including but not limited to, unauthorized resale, unsolicited mass communication (spam), conducting illegal activities, or any use that disrupts the normal functioning of the service, is strictly prohibited.

7. Monitoring and Enforcement

SBI Agency reserves the right to monitor the use of these numbers to ensure compliance with this agreement. Any suspected fraudulent, abusive, or illegal activity may be grounds for immediate termination of your use of the service and may be referred to law enforcement authorities.

8. Consequences of Misuse

In the event of misuse as outlined above, SBI Agency may, at its sole discretion, terminate or suspend your access to the provided numbers and our service immediately, without prior notice. Depending on the severity of the misuse, legal action may also be taken against you.

9. Reporting Misuse

If you become aware of any misuse of the provided numbers, please report it immediately to 01735789419.

10. Termination of Use

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.

11. Disclaimers and Limitation of Liability

SBI Agency is not responsible for any content posted by users of the service. The service and all products and services delivered to you are (except as expressly stated by us) provided 'as is' and 'as available' without any representation, warranties, or conditions of any kind.

12. Indemnification

You agree to indemnify, defend, and hold harmless SBI Agency and our partners, officers, agents, employees, licensors, and suppliers from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

13. Governing Law and Dispute Resolution

These Terms shall be governed and construed in accordance with the laws of California, United States, without regard to its conflict of law provisions.

14. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time.

15. Contact Information

If you have any questions about these Terms, please contact us at 01735789419.

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This template covers essential aspects commonly found in Terms and Conditions, but depending on your specific service, product, or the jurisdiction in which you operate, you may need to include additional clauses. Always consult with a legal expert to ensure full compliance and effectiveness of your Terms and Conditions.